Forty percent of U.S. workers are “contingent,” and, for most of us, that’s not good. Contingent means that you don’t have a “permanent jobs with a traditional employer-employee relationship.” So we are the self-employed (3.3 percent), part-time (16.2 percent), independent contractors (12.9 percent), contract workers (3.0 percent), on-call (3.5 percent), and agency temps (1.3 percent). I’ve been in all of those categories. It’s not pretty.
As a contingent worker, you usually don’t have health insurance, sick days or paid holidays or vacation. (Sure, take Christmas Eve off. In fact, take the whole week off, since our offices will be closed. Just don’t expect a paycheck. Merry Christmas!) Continue reading