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Cathy’s son was born with a heart defect that needed immediate surgery and then continuing expensive care as he grew up. She told her story on #getcovered:
“My husband and I … both had good jobs and insurance and figured that meant that we would be all set should we ever need it. We soon learned, however, that like so many Americans, we were underinsured: we had coverage–it just didn’t really cover anything when it came to the care our son needed to save his life.”
This is the one of a series of articles on understanding health insurance. Click here for all of the articles. This series covers basics — exceptions and complications go beyond the basics.
Wait — they had health insurance, and it still didn’t pay for her son’s medical care? That’s right. Cathy and her husband ended up maxing out their credit cards and eventually going bankrupt to pay for their son’s medical care. Continue reading →