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Gutting health insurance: the Minnesota Republican way

list-of-excludable-conditions

All these conditions could be excluded from health insurance coverage under Republican legislation.

Minnesota Republicans want to free health insurance companies from providing any benefits: “Notwithstanding any state or federal law to the contrary, a health plan company may offer health plans that do not include federally required health benefit mandates.” As I read it, this would allow insurance companies to refuse to pay for vaccinations or valve replacements, for contraceptives or cancer treatment. Insurance companies would be free to pick and choose what they cover and what they exclude – and who they cover, and who they exclude for pre-existing conditions or any other reason. That’s in the bill passed by the Minnesota House of Representatives on January 19. Continue reading

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